M1 SAVINGS ACCOUNT PASSWORD

M1 reserves the right to terminate this offer at any time without notice, to limit the amount of account bonuses you are eligible to receive, and to refuse or recover any promotion award if M1 determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided, or that any terms of these Promotion Terms, the M1 Terms of Use or Account Agreement have been violated. This Promotion is not valid with any other offers and is non-transferrable. However, if you have already received a cash bonus pursuant to the terms of the M1 Referral Promotion for new accounts, you are expressly ineligible for this Promotion and you will not receive any cash rewards pursuant to these Promotion Terms. This Promotion is independent from, and in addition to, your potential participation in the M1 ACATS Promotion available to you at any given time. Additionally, cryptocurrency is not eligible for this Promotion. A deposit into an M1 retirement account or a direct 401(k) rollover is not eligible for this Promotion. The entire Deposited Value 1 must be made in cash via an ACH deposit into a taxable M1 investment account and not part of any Automated Customer Account Transfers Service (“ACATS”).

M1 reserves the right to revoke the Promotional Credit 2 cash deposit if the total aggregate transferred Deposited Value 1 is not retained in your M1 taxable investment account until the Pay-out Date. Reallocation of any funds transferred externally, or internally to any other M1 services (e.g., M1 Spend), prior to the Pay-out Date will disqualify you from this Promotion. The total aggregate Deposited Value 1 made to an M1 taxable investment account within the first fourteen (14) calendar days of New User Sign-up Date must remain equal to, or greater than, the value after the net deposit was made (minus any losses due to trading, market volatility or margin debit balances) until the Pay-out Date.

The Promotional Credit 2 deposited by M1 is a fixed cash value and does not constitute stock or any other security, nor is it a recommendation to buy any specific stock or other security. The Pay-out Date will be the last day of the month that is six months after the New User Sign-up Date, so in this example July 31, 2023. For example, if New User Sign-up Date is January 14, 2023, you must make the Deposited Value 1 within the first fourteen (14) calendar days of New User Sign-up Date. The applicable Promotional Credit 2 will be deposited into your M1 investment account the last day of the sixth month after the New User Sign-up Date (the “Pay-out Date”) provided that you satisfy the conditions stated herein. You are only eligible to receive one Promotional Credit 2 under this Promotion. If you satisfy the above conditions, M1 will make a one-time deposit into the cash balance of your M1 taxable investment account in accordance with Table 1 below (the following accounts are ineligible to receive any promotional deposit: any retirement, custodial or trust).

M1 SAVINGS ACCOUNT PASSWORD

“New User Sign-up Date” shall mean the first day you submit a valid email and password to create a user login at M1. To be eligible for this Promotion, and during the Promotion Period, you must (1) have never registered for an M1 user account (2) have successfully opened an M1 investment account (3) have not used a new account opening referral link to open an M1 account AND (4) have made the Deposited Value 1 to an M1 taxable investment account within the first fourteen (14) calendar days of New User Sign-up Date. This Promotion is subject to the terms and conditions stated herein (the “Promotion Terms and Eligibility”). You can make these deposits on any day within the fourteen-day time frame, so long as the total aggregate deposited amount is at least $10,000. As further described below, you will be eligible for this Promotion when you deposit, in aggregate, at least $10,000 via automated clearing house (“ACH”) deposits within the first fourteen (14) calendar days of New User Sign-up Date (“Deposited Value” 1). Starting from Januthrough Decem(the “Promotion Period”), all new users who have never registered for an M1 user account and meet the eligibility requirements described below will be eligible to receive a one-time cash reward deposited into your newly opened M1 taxable invest account (the “Promotion”).

M1 savings account